Showing posts with label family. Show all posts
Showing posts with label family. Show all posts

Saturday, July 2, 2011

How Soon is TOO Soon?

Hot Mama,

I have a question for you... how soon is too soon? And no, I don't mean how soon is too soon to sleep with a guy! I mean how soon is too soon to move in with a guy? I am now entering my mid-twenties and I only have a few friends who live with their significant others. Most of the time they say it's for "financial" reasons, because that is what they tell their parents, however, I think a lot of that is BS. My older sister just called me today to tell me that her current roommate is moving out, and now she is stuck looking for a new roomie and a new place. So naturally I suggested that she move in with her boyfriend. She is right around the same age as me and they've been together for a couple years now, and friends since college. But no sooner had I said it than I started thinking, is that really good advice?? I used to think that my parents would be COMPLETELY against one of us girls living with a BF. They are both pretty old fashioned, especially my Dad. And what father really wants to think about his daughter shacking up with some guy?!? I mean even when boyfriends are visiting at my parents house, there is absolutely NO sleeping in the same bedroom, not when we're under "their roof." But I recently had a conversation with my Mom about my younger sister and her longterm boyfriend, and she is the one who suggested that they live together. I was floored, but she made a good point... Since she's graduating from college and planning on moving home, my Mom would rather KNOW that she is always going to be sleeping at her boyfriends because she lives there, than wondering if she is coming home everynight. I guess it makes complete sense, especially if it would give her a more sound mind. But still, at this stage of the game, are we old enough to be living with boys?? Is this just the first step towards wedded bliss? I don't know, but I love living with my roommate and having someone to paint my nails with, and someone who will ALWAYS watch "The Notebook" with me, and who keeps a clean house. I am definitely not at the stage of the game in my life (I don't even have a man), but still, even if I was in a serious relationship, I think I'd still want my space. I just feel so young still! So help me Hot Mama, what advice should I give my sister? Is it a recipe for a disaster or co-habitational harmony??
-Eager Beaver

Eager Beaver,

You're definitely not too young to be living with a long-term boyfriend nor is your sister. Remember, we girls used to be regularly married off at 15 and 16 and in your grandparents generation 18 and 19. So you're not too young at 25. And in today's day and age it definitely makes financial sense, especially if the couple foresees a long-term committed relationship. Why not start saving now on two rents, gas, water and utility bills? And it would be more stressful for your mom to have her home treated like a motel. Not to mention, the stress of wondering if your sister is ok. In terms of co-habitation leading to wedded bliss it's a mixed bag. If you do it just to "try it" you won't have as successful a marriage versus already being engaged before you shack up. The theory is that if you're just "trying" it you probably have doubts and so the relationship was vulnerable to a break-up already. In my case, my husband and I were of the mind that we shouldn't co-habitate unless it was with the intention of getting married and back in the late 80's it was still somewhat shocking for parents to have their kids shack up. Why would you want to go through all the hassle of moving and co-mingling everything from bills to furniture only to know you were just "trying it out?" So we were committed and got engaged a month after I moved in. Unfortunately we still divorced 14 years and two kids later but we had a 17 year run and are still good friends. And I don't think it had anything to do with living together first but was a matter of who we were as people when we first met. So, Eager Beaver my advice is to wait until you meet the man you want to marry because there's no sense in giving up a Sunday marathon of "Say Yes to the Dress" for Sunday football before you have to!
-Hot Mama

Wednesday, June 29, 2011

Call me Mrs. Kardashian...

Hot Mama,

It's no secret that I am addicted to "Keeping Up with the Kardashians." And I do in fact, keep up with the crazy clan. In the most recent episode Kris is debating changing her name from Jenner back to Kardashian. Which naturally made me extremely upset, as I am a huge Bruce fan. And I think he puts up with so much from the women in that family, the ringleader of which is Kris. So she says that she thinks she should change it back because Kardashian has become a "brand." And as she says, "People already think I'm a Kardashian and call me Mrs. Kardashian."


I think the best part was the reaction from all of the girls when Kris told them. Both the Kardashian and Jenner girls couldn't believe the audacity of Kris. Kendall even went so far as to say, "How could you disrespect my Dad like that?" Which is so true! Who do you think you are Kris?! You are so lucky to have a wonderful and devoted husband who has put up with you and your shennanigans for 20 plus years. Not to mention that he RAISED the Kardashian children as his own! Such a sign of disrespect. And really is it worth the attention / fame / whatever she thought she would get out of this to emasculate her husband and on top of that really hurt his feelings? He's the one who goes to sleep with you every night, not the press, not the public, but him. I just couldn't even believe it. Then at the end of the episode she makes a big announcement at a family dinner that she feels bad about considering changing it to Kardashian and that she loves Bruce and that he's the best thing that ever happened to her. It's like, YA RIGHT, you just feel bad cause everyone guilted and shamed you and Khloe called you a "fame whore!"
-Eager "Call me Mrs. Jenner (Brody that is..)" Beaver

Eager Beaver,

Not much to say except that I agree with you 100 percent!! Shame on Kris and...Khloe has her mom pegged.
-Hot Mama

Tuesday, June 7, 2011

Money Matters...

Hot Mama,

Last night I was chatting with my best friend on line and out of the blue, he posed a question to me that really got me thinking. How much does money matter? I mean, I have less than no experience in this regard, so I have to defer to you on this one. And I know what I think, but I am just curious as to how you see it! I know you live a lot like I do, and I wonder with your ex-husband how things were for the two of you. Below is a piece of our conversation...

HIM: When you get married, would you want a joint bank account?
ME: haha depends, would I marry someone with more money than me, or less money than me?
HIM: um...less, but interesting side note
ME: So here is what I think, #1 I know the type of person that I am and how I am with my money. And it would be necessary for me to find a partner that feels the same way about money that I do. And #2 I like living well and enjoying my life. I am not a person who pinches pennies or saves every dime, and it would be hard for me to be with someone like that. I also couldn't justify everything that I buy, it would be too exhausting for me. That being said, I definitely wouldn't mind sharing my money. I would consider myself a very generous person, and I know that you can't take it with you, and I like sharing what I have. If my husband thought I was too frivilous spending money on clothes or what have you, then I would understand if he wanted to keep money separate. But to me, it's all about combining lives, and I would think that would be part of it... BUT I would also like a separate account on my own, because if I buy my hubby a gift, I'd want it to be from money I earned, not his or our joint account, because it's just not as special that way.

Did you and the ex-hubby have a joint account? Did you have an issue combining funds? And then I think now that you've been on your own for a few years and dealing with your own finances and financial issues, what would you do if you got married again? Is there a security in combining assets or a security in NOT combining assets? And I made a joke to him about depending on whether or not my man made less money to me, but I wonder if that would ever be a part of it. For someone my age I make a pretty decent salary, and the likelihood of me being with a man who makes less than I do, does in fact exist. I want to be idealistic and think that I could be in a great marriage where money wasn't a big issue, but I am not naive, and I know that is NEVER the case! And then, when kids come in to the picture, things just get even that more complicated!
-EagerBeaver

Eager Beaver,

Interesting that you bring up this topic as I have a friend who is going through a divorce right now and we were just discussing the issue of joint and his and her accounts. The couple operate as my ex and I did, we had a joint and separate accounts. Into the joint we put money for all necessary things such as food, rent, gas, water, phone, utilities, medical, etc. and we each had our own accounts for discretionary spending. In my ex-husband's and my case, we put it in as a percentage of our incomes because he made more than I did by a third to half. So it wouldn't really be equitable for me to have to put in half of the mortgage when I made so much less than him. In my friend's case, he is the bread winner and puts money into the joint account for all their mutual expenses plus some and now it's a sticky situation because it wasn't ever really "joint" as it was all of his money. Interestingly, experts agree with how my ex and I handled it and we didn't have a lot of signposts back in the day, it's just what made sense. Now, that's not to say that this prevented us from having money issues because it didn't. Especially when it came to saving and spending, do we "need" that muscle car (a classic 442 convertible Oldsmobile in tomato red) or a trip to Europe? And, you and I are alike, even back then I hated being told how to spend my money. In retrospect though, since money is one of the top two issues that dissolve marriages, I think that somehow swallowing your financial need for autonomy for the good of the union is paramount. I believe that you can the joint and separate but you need to have monthly or quarterly meetings on where you're at financially. It feels like being taken to task BUT if you're in it together for the long, long, long haul then you should plan for your future together. There was a couple we knew that did this and the wife would make fun of her husband for their "meetings", he had charts and everything, an engineer, but she sat down with him and did it. And they're still married! Even though they stopped having sex years and years ago because he's not sexually attracted to her anymore! And I'm not. So, the moral of this story is you can have it "your" way but be sure to have it "our" way too!
-Hot Mama